Request My Free Relocation Package. Don't Move To Florida Panhandle Without It!  Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the Pensacola, Florida area. If you will be moving to the Pensacola, Milton, Pace, Perdido Key, Navarre, Pensacola Beach, or Gulf Breeze area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria. When you visit, I'll be ready! We will visit the Pensacola, Milton, Pace, Perdido Key, Navarre, Pensacola Beach, and Gulf Breeze neighborhoods and homes that interest you the most. In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. Remember: As a top Pensacola, Milton, Pace, Perdido Key, Navarre, Pensacola Beach, and Gulf Breeze Realtor, it's my job to know this area inside and out, and I want to make your transition as smooth as possible. To get started, fill out the form to request my FREE Pensacola, Pace and Gulf Breeze, Florida Relocation Package. I'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... Are you new to the area? Request my FREE package of Pensacola, Milton, Pace, Perdido Key, Navarre, Pensacola Beach, and Gulf Breeze relocation information. It's my job to help! There's no obligation, and I promise to respond quickly...
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What is the mysterious American island whose private owners are intent on preserving the ways of early island life?
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| A |
The Robinson Family, owners of Niihau, Hawaii, have done everything in their power to preserve traditional ways. |
 See More Real Estate Trivia > |
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Robert Havrilla
RE/MAX on the Coast
911 Gulf Breeze Parkway
Gulf Breeze, FL 32563
Direct Line: 850-450-7341
Fax: 850-932-7002
Robert's Email: r.havrilla@mchsi.com
Specializing in Escambia Home Sales & Santa Rosa Home sales. Robert Havrilla is the one to call. Selling Perdido Key Homes, Pensacola Homes, Pace Home, Milton Homes, Gulf Breeze Homes, and also Pensacola Beach Homes. Robert also sells Beach condos & Golf course homes/condos. Servicing much of NWFL home sales. Robert is very service oriented and can sell or list your FL Panhandle Home. Call anytime day or night. (850) 450-7341   
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